In December 2023, the Ministry of Finance sold savings bonds worth a total of PLN 4 billion 422 million. The most popular instruments purchased were 3-year bonds – TOS. Individual buyers allocated an amount of PLN 1 billion 395.3 million for their purchase (32% share in the sales structure).

In recent years, there has been growing interest in the savings bonds. In 2023, demand for them reached PLN 48.7 billion, with an average monthly purchase of more than PLN 4 billion and was the second best result in the history of offering treasury savings bonds, after the record interest in bonds in 2022.

“2023 closed with sales of PLN 48.7 billion. The high interest in government bonds is a direct result of their advantages. They are undoubtedly safe instruments, as the State Treasury guarantees the payment of invested savings with due interest with all its assets. Our bonds also provide clear and transparent rules for everyone, i.e. a fixed price with no hidden fees or commissions. The extensive range of savings bonds, which allows the structure of savings to be flexibly adapted to the individual needs of each saver, has also been appreciated by customers. Purchasers of bonds invested amounts exceeding PLN 4 billion on average per month”, comments Jurand Drop, Undersecretary of State at the Ministry of Finance.

“You can start multiplying your savings from as little as PLN 100, which is the nominal value of one bond, and treasury savings bonds are a modern product that can be purchased online without leaving home. This is appreciated by our clients, who are increasingly investing their funds in this way. In 2023, 56% of all bonds were bought online”, emphasised Deputy Minister Drop.

Adrian Andrzejewski