{"id":53788,"date":"2023-12-27T11:42:27","date_gmt":"2023-12-27T10:42:27","guid":{"rendered":"https:\/\/dignitynews.eu\/?p=53788"},"modified":"2023-12-27T11:42:27","modified_gmt":"2023-12-27T10:42:27","slug":"w-nowy-rok-co-piaty-polak-wchodzi-bez-oszczednosci","status":"publish","type":"post","link":"https:\/\/dignitynews.eu\/pl\/w-nowy-rok-co-piaty-polak-wchodzi-bez-oszczednosci\/","title":{"rendered":"W nowy rok co pi\u0105ty Polak wchodzi bez oszcz\u0119dno\u015bci"},"content":{"rendered":"<h5><strong>Co pi\u0105ty Polak przyznaje, \u017ce nie posiada \u017cadnych oszcz\u0119dno\u015bci, a co czwarty ma zgromadzone skromne kwoty nieprzekraczaj\u0105ce 5 tys. z\u0142. Natomiast 23 proc. konsument\u00f3w od\u0142o\u017cy\u0142o ponad 20 tys. z\u0142 \u2013 wynika z najnowszego badania Krajowego Rejestru D\u0142ug\u00f3w \u201eBarometr oszcz\u0119dno\u015bci 2023\u201d. <\/strong><\/h5>\n<p>Nie chroni to jednak Polak\u00f3w przed problemami finansowymi. Ich zaleg\u0142o\u015bci w sp\u0142acie kredyt\u00f3w, po\u017cyczek, zakup\u00f3w ratalnych, czynsz\u00f3w, rachunk\u00f3w za pr\u0105d i gaz oraz abonament\u00f3w telefonicznych wynosz\u0105 44,8 mld z\u0142.<\/p>\n<p>W kwestii bezpiecze\u0144stwa finansowego wida\u0107 w spo\u0142ecze\u0144stwie polskim znaczne r\u00f3\u017cnice. W grupie, kt\u00f3ra nie ma \u017cadnych od\u0142o\u017conych pieni\u0119dzy, przewa\u017caj\u0105 kobiety, osoby w \u015brednim wieku (45-54 lata), oraz s\u0142abiej wykszta\u0142cone. Z kolei oszcz\u0119dno\u015bci przekraczaj\u0105ce 20 tys. z\u0142 najcz\u0119\u015bciej deklaruj\u0105 m\u0119\u017cczy\u017ani z wy\u017cszym wykszta\u0142ceniem pochodz\u0105cy z najwi\u0119kszych miast. Badanie \u201eBarometr oszcz\u0119dno\u015bci 2023\u201d, przeprowadzone przez IMAS International w listopadzie 2023 r. na zlecenie Krajowego Rejestru D\u0142ug\u00f3w, wykaza\u0142o tak\u017ce, \u017ce istnieje grono os\u00f3b (17 proc.), kt\u00f3re maj\u0105 od\u0142o\u017cone kwoty pomi\u0119dzy 5 tys. a 20 tys. z\u0142. To g\u0142\u00f3wnie m\u0119\u017cczy\u017ani w wieku 25-34 lata, z wykszta\u0142ceniem \u015brednim.<\/p>\n<p>Obecne warunki gospodarcze z jednej strony nie sprzyjaj\u0105 gromadzeniu oszcz\u0119dno\u015bci z powodu wysokich koszt\u00f3w \u017cycia, a z drugiej w\u0142a\u015bnie sk\u0142aniaj\u0105 do odk\u0142adania pieni\u0119dzy &#8211; powiedzia\u0142 Adam \u0141\u0105cki, prezes Zarz\u0105du Krajowego Rejestru D\u0142ug\u00f3w Biura Informacji Gospodarczej.<\/p>\n<p>Adam \u0141\u0105cki twierdzi, \u017ce teraz zmaterializowa\u0142 si\u0119 pesymistyczny scenariusz, kt\u00f3ry jeszcze rok, dwa lata temu wydawa\u0142 si\u0119 nierealny. Bie\u017c\u0105ce wydatki poch\u0142aniaj\u0105 lwi\u0105 cz\u0119\u015b\u0107 dochod\u00f3w, si\u0142a nabywcza konsument\u00f3w znacznie zmala\u0142a, wi\u0119c wiele os\u00f3b zderzy\u0142o si\u0119 z trudn\u0105 rzeczywisto\u015bci\u0105 ekonomiczn\u0105. Musia\u0142y one ograniczy\u0107 nieskr\u0119powan\u0105 wcze\u015bniej konsumpcj\u0119 i zmobilizowa\u0107 si\u0119 do bardziej \u015bwiadomego zarz\u0105dzania finansami. Je\u015bli tylko mog\u0105 przebudowa\u0107 portfel wydatk\u00f3w, powinny to zrobi\u0107 i odk\u0142ada\u0107 cho\u0107by niewielkie sumy, kt\u00f3re zapewni\u0105 im bezpiecze\u0144stwo finansowe w przysz\u0142o\u015bci \u2013 przekonuje prezes Krajowego Rejestru D\u0142ug\u00f3w.<\/p>\n<p>Adrian Andrzejewski<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Co pi\u0105ty Polak przyznaje, \u017ce nie posiada \u017cadnych oszcz\u0119dno\u015bci, a co czwarty ma zgromadzone skromne kwoty nieprzekraczaj\u0105ce 5 tys. z\u0142. Natomiast 23 proc. konsument\u00f3w od\u0142o\u017cy\u0142o ponad 20 tys. z\u0142 \u2013&hellip;<\/p>\n","protected":false},"author":7,"featured_media":53789,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"footnotes":""},"categories":[48],"tags":[],"class_list":["post-53788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gospodarka"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>W nowy rok co pi\u0105ty Polak wchodzi bez oszcz\u0119dno\u015bci - Godno\u015b\u0107 - DignityNews.eu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dignitynews.eu\/pl\/w-nowy-rok-co-piaty-polak-wchodzi-bez-oszczednosci\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"W nowy rok co pi\u0105ty Polak wchodzi bez oszcz\u0119dno\u015bci - Godno\u015b\u0107 - DignityNews.eu\" \/>\n<meta property=\"og:description\" content=\"Co pi\u0105ty Polak przyznaje, \u017ce nie posiada \u017cadnych oszcz\u0119dno\u015bci, a co czwarty ma zgromadzone skromne kwoty nieprzekraczaj\u0105ce 5 tys. z\u0142. 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