{"id":47727,"date":"2023-10-06T10:27:39","date_gmt":"2023-10-06T08:27:39","guid":{"rendered":"https:\/\/dignitynews.eu\/?p=47727"},"modified":"2023-10-06T10:27:39","modified_gmt":"2023-10-06T08:27:39","slug":"poprawiaja-sie-nastroje-konsumentow-w-polsce","status":"publish","type":"post","link":"https:\/\/dignitynews.eu\/pl\/poprawiaja-sie-nastroje-konsumentow-w-polsce\/","title":{"rendered":"Poprawiaj\u0105 si\u0119 nastroje konsument\u00f3w w Polsce"},"content":{"rendered":"
Coraz mniej respondent\u00f3w spodziewa si\u0119 pogorszenia sytuacji gospodarczej w Polsce. Ro\u015bnie te\u017c odsetek os\u00f3b, kt\u00f3re deklaruj\u0105, \u017ce s\u0105 w stanie oszcz\u0119dza\u0107 z bie\u017c\u0105cych dochod\u00f3w \u2013 wynika z najnowszej edycji badania \u201eSytuacja na rynku consumer finance\u201d, opracowywanego przez Zwi\u0105zek Przedsi\u0119biorstw Finansowych w Polsce (ZPF) oraz Instytut Rozwoju Gospodarczego Szko\u0142y G\u0142\u00f3wnej Handlowej (IRG SGH).<\/h5>\n

\u2013 Nastroje konsument\u00f3w s\u0105 w trendzie wzrostowym. Jednak utrzymanie go nie jest przes\u0105dzone \u2013 m\u00f3wi dr S\u0142awomir Dudek, ekonomista SGH i wsp\u00f3\u0142autor badania.<\/p>\n

W badaniu zrealizowanym w trzecim kwartale 2023 r. uwag\u0119 zwraca m.in. spadek liczby respondent\u00f3w oczekuj\u0105cych wzrostu bezrobocia w kolejnych miesi\u0105cach. Takiego scenariusza obawia si\u0119 42 proc. ankietowanych, podczas gdy w drugim kwartale ich odsetek si\u0119gn\u0105\u0142 53 proc., a przed rokiem \u2013 60 proc.<\/p>\n

\u2013 Stopa bezrobocia w Polsce utrzymuje si\u0119 na poziomie oko\u0142o 5 proc. Oznacza to, \u017ce pomimo obaw zwi\u0105zanych ze spowolnieniem gospodarczym mamy jeden z najni\u017cszych wska\u017anik\u00f3w bezrobocia w Europie. Pewno\u015b\u0107 utrzymania miejsc pracy wp\u0142ywa te\u017c na popraw\u0119 ocen sytuacji finansowej gospodarstw domowych \u2013 ocenia Marcin Czugan, prezes ZPF.<\/p>\n

Wed\u0142ug badania 55 proc. respondent\u00f3w spodziewa si\u0119, \u017ce terminowa sp\u0142ata zobowi\u0105za\u0144 (np. rat kredyt\u00f3w i po\u017cyczek) nie b\u0119dzie sprawia\u0107 im problem\u00f3w. Przed rokiem odsetek optymist\u00f3w wynosi\u0142 47 proc. Lepsze nastroje w\u015br\u00f3d Polak\u00f3w potwierdza r\u00f3wnie\u017c fakt, \u017ce 5 proc. ankietowanych deklaruje, \u017ce ma nadwy\u017cki finansowe i jest w stanie oszcz\u0119dza\u0107 z bie\u017c\u0105cych dochod\u00f3w \u2013 ich odsetek wzr\u00f3s\u0142 o 4,5 pkt. proc. rok do roku.<\/p>\n

Efektem badania ZPF i IRG SGH jest Barometr Rynku Consumer Finance (BRCF) pokazuj\u0105cy aktualne nastroje konsument\u00f3w, pozwalaj\u0105ce przewidywa\u0107 m.in. ich sk\u0142onno\u015b\u0107 do zaci\u0105gania nowych zobowi\u0105za\u0144. W trzecim kwartale warto\u015b\u0107 tego wska\u017anika wynios\u0142a 97 pkt. Oznacza to, \u017ce wzr\u00f3s\u0142 on o 2,7 pkt.<\/p>\n

Arkadiusz S\u0142omczy\u0144ski<\/p>\n","protected":false},"excerpt":{"rendered":"

Coraz mniej respondent\u00f3w spodziewa si\u0119 pogorszenia sytuacji gospodarczej w Polsce. Ro\u015bnie te\u017c odsetek os\u00f3b, kt\u00f3re deklaruj\u0105, \u017ce s\u0105 w stanie oszcz\u0119dza\u0107 z bie\u017c\u0105cych dochod\u00f3w \u2013 wynika z najnowszej edycji badania…<\/p>\n","protected":false},"author":7,"featured_media":47728,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"footnotes":""},"categories":[48],"tags":[],"class_list":["post-47727","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gospodarka"],"yoast_head":"\nPoprawiaj\u0105 si\u0119 nastroje konsument\u00f3w w Polsce - Godno\u015b\u0107 - DignityNews.eu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dignitynews.eu\/pl\/poprawiaja-sie-nastroje-konsumentow-w-polsce\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poprawiaj\u0105 si\u0119 nastroje konsument\u00f3w w Polsce - Godno\u015b\u0107 - DignityNews.eu\" \/>\n<meta property=\"og:description\" content=\"Coraz mniej respondent\u00f3w spodziewa si\u0119 pogorszenia sytuacji gospodarczej w Polsce. 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