{"id":14290,"date":"2022-04-13T10:35:24","date_gmt":"2022-04-13T08:35:24","guid":{"rendered":"https:\/\/dignitynews.eu\/?p=14290"},"modified":"2022-04-13T10:35:24","modified_gmt":"2022-04-13T08:35:24","slug":"coraz-wiecej-polakow-zalega-z-platnosciami","status":"publish","type":"post","link":"https:\/\/dignitynews.eu\/pl\/coraz-wiecej-polakow-zalega-z-platnosciami\/","title":{"rendered":"Coraz wi\u0119cej Polak\u00f3w zalega z p\u0142atno\u015bciami"},"content":{"rendered":"<h5><strong>Na koniec pierwszego kwarta\u0142u 2022 roku w bazie Biura Informacji Gospodarczej ERIF by\u0142o ponad 1,5 mln konsument\u00f3w z tzw. negatywnym wpisem, czyli informacj\u0105 o zaleganiu z p\u0142atno\u015bci\u0105. \u015arednia warto\u015b\u0107 d\u0142ugu osoby wpisanej do bazy wynosi 10 tys. z\u0142.<\/strong><\/h5>\n<p>Z lutowego badania ERIF wynika, \u017ce a\u017c 20% Polak\u00f3w mia\u0142o w swojej przesz\u0142o\u015bci k\u0142opoty z\u00a0terminowym regulowaniem p\u0142atno\u015bci. Cz\u0119\u015bciej takie problemy deklarowa\u0142y kobiety \u2013 21% ni\u017c m\u0119\u017cczy\u017ani \u2013 18%. To zaskakuj\u0105ce, bo w bazach d\u0142u\u017cnik\u00f3w dominuj\u0105 m\u0119\u017cczy\u017ani. Im starsza by\u0142a badana osoba, tym cz\u0119\u015bciej deklarowa\u0142a problemy z p\u0142atno\u015bci\u0105. W przedziale 18-24 lata by\u0142o to tylko 13%, a\u00a0w\u00a0grupie +55 by\u0142o to 24%.<\/p>\n<p>Badanie pokazuje, \u017ce problemy z p\u0142atno\u015bciami dotycz\u0105 wszystkich grup spo\u0142ecznych \u2013 kobiet, m\u0119\u017cczyzn, ludzi m\u0142odych jak i senior\u00f3w. K\u0142opoty te mog\u0105 si\u0119 nasila\u0107 wraz z obiektywnie rosn\u0105cymi problemami gospodarczymi na \u015bwiecie i\u00a0w\u00a0Polsce. One na ko\u0144cu, przek\u0142adaj\u0105 si\u0119 na portfel tzw. Kowalskiego. Warto tu chocia\u017cby wspomnie\u0107 o najwy\u017cszej od 22 lat inflacji, kt\u00f3ra w marcu wynios\u0142a blisko 11%. Ceny wi\u0119kszo\u015bci us\u0142ug czy towar\u00f3w w sklepach s\u0105 coraz wy\u017csze. R\u00f3wnie\u017c kredytobiorcy odczuj\u0105 ostatni\u0105 decyzj\u0119 Rady Polityki Pieni\u0119\u017cnej, kt\u00f3ra podnios\u0142a g\u0142\u00f3wn\u0105 stop\u0119 NBP z 3,5% do 4,5%, czyli o\u00a0100 punkt\u00f3w bazowych. Dodatkowo na\u0142o\u017c\u0105 si\u0119 jeszcze konsekwencje gospodarcze, jakie nas dotkn\u0105 w efekcie wojny za wschodni\u0105 granic\u0105 np. wzrost cen gazu, czy \u017cywno\u015bci\u00a0\u00a0\u2013 powiedzia\u0142a Edyta Szymczak, Prezes ERIF Biuro Informacji Gospodarczej.<\/p>\n<p>W badaniach biuro ERIF sprawdzi\u0142o r\u00f3wnie\u017c, w jaki spos\u00f3b Polacy chc\u0105 otrzymywa\u0107 przypomnienia o zaleg\u0142o\u015bciach w p\u0142atno\u015bciach. Okaza\u0142o si\u0119, \u017ce badani preferuj\u0105 powiadomienia przesy\u0142ane przede wszystkim drog\u0105 elektroniczn\u0105, ale zarazem nie chc\u0105 rezygnowa\u0107 z tradycyjnego listu. Najbardziej preferowane warianty powiadomie\u0144 to: list plus e-mail plus SMS. A\u017c 41% badanych wskaza\u0142o ten model jako optymalny.<\/p>\n<p>Adrian Andrzejewski<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Na koniec pierwszego kwarta\u0142u 2022 roku w bazie Biura Informacji Gospodarczej ERIF by\u0142o ponad 1,5 mln konsument\u00f3w z tzw. negatywnym wpisem, czyli informacj\u0105 o zaleganiu z p\u0142atno\u015bci\u0105. \u015arednia warto\u015b\u0107 d\u0142ugu&hellip;<\/p>\n","protected":false},"author":7,"featured_media":14291,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"footnotes":""},"categories":[48],"tags":[],"class_list":["post-14290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gospodarka"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coraz wi\u0119cej Polak\u00f3w zalega z p\u0142atno\u015bciami - Godno\u015b\u0107 - 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